Matter life area symbol

Matter Life Area

Wealth, power, and abundance.

Wealth, power,
and abundance.

OVERVIEW

The Matter Life Area builds your wealth, so you gain the power to influence life’s circumstances and create a life of abundance.

Invest in the material aspects and develop your influence through finances, organization, and career to gain freedom over your time and energy.

Neglect your material foundation, and your only goal becomes survival. Your actions will either build abundance or severely restrict your freedom.

ON THIS PAGE

What is the Matter Area?

Matter covers your finances, organization, and career. Every action depends on the material world. The wealthier we are, the greater the freedom to manifest who we are. To experience what we want, and more importantly, to refuse that which we do not want, is to live in abundance.

The greater your organization, the more time and energy you have for everything else. Wealth is not merely hoarding valuable possessions. It is a career that provides value, investments that decouple your effort from your results, and the freedom to manage your own time.

Time and energy are always limited, so risks must be taken. With the right action comes greater power. This influence requires responsibility as both chaos and order can result from action. Living in abundance creates the freedom for every other area of life to develop and grow.

Don’t neglect your power

Without a strong basis in the practical realities of life, you will struggle. Do not underestimate the need for power. When you’re powerless, your creativity cannot manifest, the mind will be anxious, physical health will deteriorate, and relationships will suffer. Being stuck in survival mode uses up all your energy, so nothing remains for the other areas of life.

Disorganization leaks into everything you do. Being human is being in relation to matter. Organizing, investing, and gaining freedom are tasks that cannot be avoided. But many people do not abide by the laws of Matter. When you don’t save, live in chaos, and drift into a career, the result is poverty, either from a lack of things or from possessing the wrong things.

Action precedes effect. The material circumstances you find yourself in are at least partially self-created. One cannot avoid consequences; one can only influence them. If you find yourself powerless, you lack the control to influence circumstances and are at the mercy of other people and nature. To gain freedom, you must increase your power, or you’ll live in poverty.

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How to build wealth

Success in life is achieved through compound interest. It takes a decade to become an overnight success. Nothing happens in the beginning, just a little in the middle, but towards the end, the results will come. Wealth, and the accompanying attitudes such as trust, perseverance, and patience, is acquired over decades, not days. Of course, some may strike lucky, but without years of prior effort, one will easily squander their wealth.

You must consistently invest and put in the work. The ability to provide actual value is what creates wealth. Develop a career that pays you in money and knowledge, alongside the skills that are necessary to sustain your efforts over decades. Then invest the fruits of your labor in housing, savings, stocks, and education. Investments will slowly compound into financial freedom.

The ability to control your time is freedom. The choice to live without superfluous comforts is the price you must pay. Not acquiring useless status symbols such as jewelry, expensive vacations, designer brands, and toys you don’t have time for creates space for wealth to accumulate. Combine a simple lifestyle with compound interest, and abundance becomes inevitable.

Five Pillars of wealth

1

Essentials

The basic needs are water, food, and shelter. When our basic needs are not met, we live in fear and survival mode. Only when the essentials are covered can we invest time and energy in other activities. The higher the quality of these essentials, the more energy they free up. Accessible and clean water, natural food, and quality shelter are essential for human life. Ensure a high-quality, simple life for yourself first. Only then can you effectively care for anyone else.

2

Finances

Your financial foundation is income, savings, investments, and debt. Money is the symbolic value society places on your energy. The trick is to have more money coming in than going out. This is the hard practice of wealth. Generate consistent income, and invest money wisely into savings, stocks, and real estate. Money compounds: the more you have, the more it generates. Provide real-world value, and ensure compensation for it.

3

Possessions

The quality and quantity of the things you own. Owning less, but of higher quality, brings great pleasure into your life. Conversely, owning a lot of useless stuff creates stress and distraction. Possessions are tools that can enrich your experience, but only if their purpose is clear. Without intention, possessions become a burden; with it, they become the instruments that make your most meaningful experiences possible.

4

Organization

Order of physical spaces, belongings, and documents. No matter the quantity of things you own, the more simply and clearly things are organized, the more utility they can provide. Disorganization is easy short-term but takes far more effort long-term, while order brings short-term discomfort for long-term ease. Organization increases your overall effectiveness, allowing you to make much better use of your limited time and energy.

5

Career

Work, craft, and skills that earn a livelihood. Truly investing in education and skills allows us to master a craft. Careers are most enjoyable if they allow us to provide real value. Ideally, you would do exactly the same work if money did not exist. Creating such a career takes courage, discipline, and perseverance. Developing a rare skill and doing it extremely well brings security. Bring undeniable value, and money will come.

1

Essentials

The basic needs are water, food, and shelter. When our basic needs are not met, we live in fear and survival mode. Only when the essentials are covered can we invest time and energy in other activities. The higher the quality of these essentials, the more energy they free up. Accessible and clean water, natural food, and quality shelter are essential for human life. Ensure a high-quality, simple life for yourself first. Only then can you effectively care for anyone else.

2

Finances

Your financial foundation is income, savings, investments, and debt. Money is the symbolic value society places on your energy. The trick is to have more money coming in than going out. This is the hard practice of wealth. Generate consistent income, and invest money wisely into savings, stocks, and real estate. Money compounds: the more you have, the more it generates. Provide real-world value, and ensure compensation for it.

3

Possessions

The quality and quantity of the things you own. Owning less, but of higher quality, brings great pleasure into your life. Conversely, owning a lot of useless stuff creates stress and distraction. Possessions are tools that can enrich your experience, but only if their purpose is clear. Without intention, possessions become a burden; with it, they become the instruments that make your most meaningful experiences possible.

4

Organization

Order of physical spaces, belongings, and documents. No matter the quantity of things you own, the more simply and clearly things are organized, the more utility they can provide. Disorganization is easy short-term but takes far more effort long-term, while order brings short-term discomfort for long-term ease. Organization increases your overall effectiveness, allowing you to make much better use of your limited time and energy.

5

Career

Work, craft, and skills that earn a livelihood. Truly investing in education and skills allows us to master a craft. Careers are most enjoyable if they allow us to provide real value. Ideally, you would do exactly the same work if money did not exist. Creating such a career takes courage, discipline, and perseverance. Developing a rare skill and doing it extremely well brings security. Bring undeniable value, and money will come.

Five practices
for power and abundance

1

Invest in water

Your body is made up of sixty percent water. Now you may be cold, hungry, or without shelter, but no water, no life. Apart from access, it is worthwhile to invest in higher-quality water whenever you can, or be willing to move location for good water access.

This can mean traveling to a well with glass bottles, investing in high-quality water filters, building rainwater collection systems, and caring for the water in your environment. Once you develop a better relationship with water, you’ll learn to care for all your other basic needs more effectively.

2

Save and invest monthly

As a start, set aside a fixed percentage of your income for savings. Then invest it directly in the world’s economy. You’ll never outsmart the market, so bet on it. Money needs to flow; hence, avoid hoarding it. There are many other investment strategies, but for the everyday investor, nothing beats an all-world index fund.

Every month, automatically save and invest in a low-fee, all-world index fund. Ignore the news and expert opinions; stay invested, and your money will compound over decades. Most active funds fail to beat these index funds over the long run. Investing in the global market minimizes your risk.

3

Own less

Don’t get possessed by your possessions. As a practice, let go of stuff, even when it hurts. You need far less than you think. The asymmetry is simple: refraining from buying is almost always better than buying. What you gain brings more trouble than what you lose. When you have less, you can gain time and space.

Hold objects in your hand and ask the question: “Do I love this?” Don’t answer it with your mind or words; rather, see how you handle the object. When you love something, keep it. If you don’t love it, sell it, throw it away, or give it away. This slowly removes all the clutter in your life.

4

Track your commitments

Your mind is made for having ideas, not for holding them. If a task or appointment isn’t written down, you will most likely not do it. The act of tracking is a commitment in and of itself. Just as every physical object needs a designated place, every to-do and event requires a specific spot on your list or calendar.

Whenever you have an idea or appointment, immediately add it to your system—in its simplest form, a calendar and a blank sheet of paper. Your calendar will naturally start to fill up, so you’ll have to say no to ideas and appointments more often.

5

Develop skills

Navigating a career is unpredictable, especially when switching paths multiple times in a lifetime is the norm. Therefore, focus on developing and honing your skills. This requires deep focus and deliberate practice. Repetition is the mother of all skills, so accept the learning curve and boredom.

Find one valuable activity someone will pay you for, and work at it every day. Whether in a job or as an entrepreneur, seek out hard things and do them. Once you master one skill, move on to the next. This ensures you develop hard-earned skills that compound over time into a career.

Five practices
for power and abundance

1

Invest in water

Your body is made up of sixty percent water. Now you may be cold, hungry, or without shelter, but no water, no life. Apart from access, it is worthwhile to invest in higher-quality water whenever you can, or be willing to move location for good water access.

This can mean traveling to a well with glass bottles, investing in high-quality water filters, building rainwater collection systems, and caring for the water in your environment. Once you develop a better relationship with water, you’ll learn to care for all your other basic needs more effectively.

2

Save and invest monthly

As a start, set aside a fixed percentage of your income for savings. Then invest it directly in the world’s economy. You’ll never outsmart the market, so bet on it. Money needs to flow; hence, avoid hoarding it. There are many other investment strategies, but for the everyday investor, nothing beats an all-world index fund.

Every month, automatically save and invest in a low-fee, all-world index fund. Ignore the news and expert opinions; stay invested, and your money will compound over decades. Most active funds fail to beat these index funds over the long run. Investing in the global market minimizes your risk.

3

Own less

Don’t get possessed by your possessions. As a practice, let go of stuff, even when it hurts. You need far less than you think. The asymmetry is simple: refraining from buying is almost always better than buying. What you gain brings more trouble than what you lose. When you have less, you can gain time and space.

Hold objects in your hand and ask the question: “Do I love this?” Don’t answer it with your mind or words; rather, see how you handle the object. When you love something, keep it. If you don’t love it, sell it, throw it away, or give it away. This slowly removes all the clutter in your life.

4

Track your commitments

Your mind is made for having ideas, not for holding them. If a task or appointment isn’t written down, you will most likely not do it. The act of tracking is a commitment in and of itself. Just as every physical object needs a designated place, every to-do and event requires a specific spot on your list or calendar.

Whenever you have an idea or appointment, immediately add it to your system—in its simplest form, a calendar and a blank sheet of paper. Your calendar will naturally start to fill up, so you’ll have to say no to ideas and appointments more often.

5

Develop skills

Navigating a career is unpredictable, especially when switching paths multiple times in a lifetime is the norm. Therefore, focus on developing and honing your skills. This requires deep focus and deliberate practice. Repetition is the mother of all skills, so accept the learning curve and boredom.

Find one valuable activity someone will pay you for, and work at it every day. Whether in a job or as an entrepreneur, seek out hard things and do them. Once you master one skill, move on to the next. This ensures you develop hard-earned skills that compound over time into a career.

Common Questions

Matter builds wealth, power, and abundance. This area can either support you or weigh you down.

The practical domain that develops wealth, power, and abundance. By building this foundation, you free up the time and energy otherwise spent on survival, giving you the freedom to invest in what you want.

Compound interest is earning returns on both your initial investment and accumulated past gains. It is slow in the beginning but explosive later on. It requires decades because the growth is exponential and not linear.

Simplicity creates a gap between what you earn and what you spend. It starts when you stop buying status symbols and start investing. Then money will accumulate and buy back time and freedom, rather than useless possessions.

Effort is linear input where the output is strictly bound to the physical hours you work. Leverage is non-linear input where tools, capital, code, media, or delegation magnify your effort to yield asymmetric results.

Combine intense, deliberate practice on core fundamentals with strategic long-term positioning. Relentless repetition of key skills, paired with following natural curiosity, is the recipe for mastery of a craft that translates into a successful career.

Put skin in the game by starting an actual business. Real-world entrepreneurship forces immediate accountability and trial and error that theoretical study can never match. Action shows you what is superfluous and what is worth pursuing.